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Consumer loan granted for personal (medical), family (education, vacation), or household (extension, repairs, purchase of air conditioner, computer, refrigerator, etc.) use, as opposed to business or commercial use. Such loans are either unsecured, or secured by the asset purchased or by a co-signor (guarantor). Unsecured loans (called signature loans) are advanced on the basis of the borrower's credit-history and ability to repay the loan from personal income. Repayment is usually through fixed amount installments over a fixed term. Also called consumer loan.
| Rate of Interest | Starting From 10.40% |
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Housing Loan
Loan acquired from a financial institution to purchase a home. Home loans consist of an adjustable or fixed interest rate and payment terms. Home loans may also be referred to as mortgage loans.
| Rate of Interest | Starting From 07.75% to 09.25% |
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House Mortgage Loan
Shree Bharat Co-Operative Bank Limited offers house mortgage loans tailored to facilitate the purchase or construction of residential properties with convenience and flexibility. Whether you're a first-time homebuyer or looking to invest in real estate, the bank provides competitive interest rates and customizable repayment terms to suit your financial needs.
| Rate of Interest | Starting From 07.75% to 09.25% |
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Vehical Loan
A situation which uses the title of a car as collateral for a short-term loan. The loans target low-income clients and have a high interest rate. Borrowers must be the lien holders. The loans typically last 30 days or fewer, and the car is forfeited if a loan is not paid. Also called auto title loans and title loans.
| Rate of Interest | Starting From 8.40% |
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Consumer Loan
Shree Bharat Co-Operative Bank Limited offers consumer loans designed to meet a wide range of personal financial needs with convenience and flexibility. Whether you're planning a vacation, covering medical expenses, purchasing consumer durables, or funding any other personal expenditure, the bank provides competitive interest rates and customizable repayment terms to suit your requirements.
| Rate of Interest | Starting From 9.00% |
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Education Loan
Shree Bharat Co-Operative Bank Limited offers education loans designed to support individuals in pursuing their academic aspirations with ease. Whether you're aiming for higher studies in India or abroad, the bank provides competitive interest rates and flexible repayment options tailored to your financial needs.
| Rate of Interest | Starting From 08.50% |
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Solar Loan
Shree Bharat Co-Operative Bank Limited offers solar loans tailored to support individuals and businesses in adopting solar energy solutions for their homes or establishments. With competitive interest rates and flexible repayment terms, the bank ensures affordability for borrowers looking to invest in renewable energy.
| Rate of Interest | Starting From 08.40% |
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Gold Loan
Shree Bharat Co-Operative Bank Limited offers gold loans tailored to provide individuals with quick access to funds using their gold assets as collateral. With competitive interest rates and flexible repayment terms, the bank ensures affordability for borrowers seeking financial assistance.
| Rate of Interest | Starting From 08.00% |
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